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Chapter 7 bankruptcy is designed to wipe out debts. It is the fastest and most straightforward type of bankruptcy, making it a popular choice for many Americans. Chapter 7 generally works best if you are burdened with a lot of unsecured debt, like credit cards, medical bills, and personal loans. In most cases, you can keep your assets, like your car, home, and other valuables, when you file.
You have high credit card balances with no reasonable expectation to pay these bills in a reasonable time
You have high medical bills you cannot pay
You face an unexpected lawsuit such as repossession deficiency, credit card or old apartment complex
You lose your job
A recent divorce has damaged your budget
You are under a lot of financial stress
Payday loans are keeping you from moving forward in life
Call today for your FREE consultation!