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There are so many benefits to owning a house, from an investment in property to a permanent place for your family to call home. However, owning a home is also incredibly expensive. If you fall behind in your payments, you could be in a world of trouble.
It's easy to fall behind on your mortgage. Just a short lay-off, disability or even a separation can cause it. Unfortunately, your mortgage company may expect you to make huge lump sum payment in order to avoid foreclosure and most people simply do not have thousands of dollars set aside like that. However, the filing of a bankruptcy case stops the foreclosure process immediately!
Sometimes people try for a loan modification and are turned down after applying for months and months, then the mortgage company wants all of the past due payments brought current (after they told you not to pay the full amount each month!!). We see this all the time...and we can help you!!
Keep your house safe through bankruptcy
We negotiate to get you years to become current on your mortgage
Get your finances back on track
Take control of your financial future
Call today for your FREE consultation!